Month: March 2018

Insurance Underwriting 2018

By Russ Banham Carrier Management Underwriting is the nucleus of the insurance business. For centuries, human beings have performed this process, evaluating a risk to determine whether or not it is insurable at a profit for the insurance carrier. To this task they brought significant statistical and analytical skills, attention to detail, and judgment. Well,… Read more »

Insurance Captives Reach New Hieghts

By Russ Banham Risk Management Over the past five years, the popularity of captive insurance companies has skyrocketed. Not only do more than 90% of Fortune 500 businesses own at least one captive, but even small and mid-sized companies have formed them. The motivations for creating a captive have not changed much in the half-century… Read more »