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By Russ Banham At my annual checkup, the doctor noticed an oddly shaped mole of a worrisome size on my back. “Have your wife take a peek at it now…

By Russ Banham Perspectives Until recently, Initial Coin Offerings, or ICOs, were perceived as a great way for startups to raise capital, in large part because of the unregulated nature. Experts…

By Russ Banham Carrier Management Imagine there’s a way for institutional investors to trade insurance risks much like they trade stocks. Well, imagine no more. A new and unique reinsurer,…

By Russ Banham Carrier Management A reader of this publication, the president of an insurance agency, recently wrote to say he kept hearing about catastrophe bonds but had little knowledge…

By Russ Banham Leader's Edge In Lloyd’s coffee house in London more than 330 years ago, the property and casualty insurance industry was formed to spread the risks of cargo-carrying…

By Russ Banham CFO Today’s gotta-have-it-now mindset often seems more ingrained in the United States than anywhere else. It’s odd, then, that the country has lagged behind many others in…

By Russ Banham FM magazine Money is everything in business, particularly when it is running out. A liquidity crisis caused by a crimp in cash flow is the beginning of…

By Russ Banham Forbes.com Setting up a network is a good way for a small business to get more use out of its computers and peripherals, helping users share files…

By Russ Banham Perspectives he manual nature of accountants’ work is evident in the unflattering phrases used to describe their job—“numbers crunchers” and “bean counters.” “Many of us accountants spend…

By Russ Banham Leader's Edge Anyone who has ever been in an automobile accident is familiar with the back-and-forth interactions with the insurance agent and carrier. It’s a worrisome, frustrating…